Trina Hollingshead

Debt consolidation · AI chat · 12 messages

Tier Bnegative

Debt consolidation, moderate credit — routed to Nadia.

Intent: urgent

QualificationCompleted

AppointmentNot booked

Assigned brokerNadia Aslam

EscalationNot required

Trina Hollingshead

Mississauga, ON

Score 60/100 · contacted

Trina Hollingshead · Jul 21, 2:36 AM
Drowning in credit-card interest. Need help fast.

AI assistant · Jul 21, 2:36 AM
I'm sorry — this is stressful. Let's see what's possible. How much home equity do you have?

Trina Hollingshead · Jul 21, 2:36 AM
~$255K equity on $640K home. Mortgage $385K.

AI assistant · Jul 21, 2:36 AM
That's workable. What's the total debt to consolidate?

Trina Hollingshead · Jul 21, 2:36 AM
$46K credit cards at 22-28%.

AI assistant · Jul 21, 2:36 AM
You're paying probably $850/mo just in interest. Rolled into a 4.99% refi, that drops to ~$190/mo interest.

Trina Hollingshead · Jul 21, 2:36 AM
What's my credit like a problem?

AI assistant · Jul 21, 2:36 AM
What's your credit range?

Trina Hollingshead · Jul 21, 2:36 AM
640-680 last checked.

AI assistant · Jul 21, 2:36 AM
That may put you at alt-lender pricing (~5.29-5.79%) but still saves you meaningful money. A broker can shop A + alt.

Trina Hollingshead · Jul 21, 2:36 AM
Please. I'm ready.

AI assistant · Jul 21, 2:36 AM
Nadia Aslam specializes in credit-restore and debt-consol files. She'll call within 2 hours.