Rita Bhandari
First-time buying · AI chat · 12 messages
Summary
Tier Bpositive
FTB ready-in-90d couple in Ottawa — booked with Marcus.
Intent: ready-soon
Outcome
QualificationCompleted
AppointmentBooked
Assigned brokerMarcus Okoye
EscalationNot required
Linked opportunity
Open →Rita Bhandari
Ottawa, ON
Score 62/100 · contacted
Transcript
Rita Bhandari · Jul 21, 2:06 PM
How does the First Home Savings Account help me?AI assistant · Jul 21, 2:06 PM
It's a huge lever. You can contribute up to $8K/yr, $40K lifetime. Deposits are tax-deductible AND withdrawals for your first home are tax-free.Rita Bhandari · Jul 21, 2:06 PM
I opened one last year. Have $16K in it.AI assistant · Jul 21, 2:06 PM
Great. Any RRSP? The Home Buyers' Plan lets you borrow up to $60K from your RRSP tax-free (paid back over 15 years).Rita Bhandari · Jul 21, 2:06 PM
$28K in RRSP. Total $44K down.AI assistant · Jul 21, 2:06 PM
On a $500K home you'd have >8% down + closing. Very doable. What's your income?Rita Bhandari · Jul 21, 2:06 PM
$85K salaried, my partner is $52K.AI assistant · Jul 21, 2:06 PM
$137K combined qualifies you for roughly $555K purchase price at today's rates.Rita Bhandari · Jul 21, 2:06 PM
Ottawa detached is expensive but Barrhaven townhouses fit.AI assistant · Jul 21, 2:06 PM
Exactly the strategy. Marcus Okoye covers Ottawa and specializes in FTBs. Want him to call?Rita Bhandari · Jul 21, 2:06 PM
Yes please. Evening is best.AI assistant · Jul 21, 2:06 PM
Booked — Marcus will call rita.b@yahoo.ca and +16135550213 tonight after 6.