Anh-Duong Le

First-time buying · AI chat · 12 messages

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Summary

Tier Apositive

Waterloo FTB with 20% down — booked with Priya for Wed 10am.

Intent: ready

Outcome

QualificationCompleted

AppointmentBooked

Assigned brokerPriya Ramachandra

EscalationNot required

Linked opportunity

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Anh-Duong Le

Kitchener, ON

Score 82/100 · appointment booked

Transcript

Anh-Duong Le · Jul 21, 5:36 AM
Ready to buy. Waterloo Region. What are the steps?

AI assistant · Jul 21, 5:36 AM
Great. In order: (1) pre-approval, (2) house-hunt with a Realtor, (3) offer, (4) finalize the mortgage, (5) closing. Have you started a pre-approval?

Anh-Duong Le · Jul 21, 5:36 AM
No, that's next. Combined income $155K.

AI assistant · Jul 21, 5:36 AM
At $155K with reasonable debts and 720+ credit, you can qualify for approximately $620K purchase price at current rates. Down payment saved?

Anh-Duong Le · Jul 21, 5:36 AM
About $125K.

AI assistant · Jul 21, 5:36 AM
Solid — that's ~20% on a $620K target and gives you conventional (no CMHC) options.

Anh-Duong Le · Jul 21, 5:36 AM
What's the rate today for 5yr fixed?

AI assistant · Jul 21, 5:36 AM
Broker-shop 5yr fixed: 4.29–4.59%. On $495K that's ~$2,720/mo payment.

Anh-Duong Le · Jul 21, 5:36 AM
Let's go. Book me tonight if possible.

AI assistant · Jul 21, 5:36 AM
Priya Ramachandra covers Peel + Waterloo and is a FTB specialist. She has 8pm tonight or 10am Wed. Which?

Anh-Duong Le · Jul 21, 5:36 AM
Wed 10 works.

AI assistant · Jul 21, 5:36 AM
Booked — confirmation sent.