Osman Adegoke
First-time buying · AI chat · 12 messages
Summary
Tier Bneutral
NTC 4yr resident FTB — routed to Marcus.
Intent: ready-soon
Outcome
QualificationCompleted
AppointmentNot booked
Assigned brokerMarcus Okoye
EscalationNot required
Linked opportunity
Open →Osman Adegoke
Toronto, ON
Score 58/100 · contacted
Transcript
Osman Adegoke · Jul 20, 7:36 AM
I'm new to Canada (4 years). Can I get a mortgage?AI assistant · Jul 20, 7:36 AM
Yes — 4 years puts you well past the New-to-Canada programs. You're treated as a regular Canadian applicant now. What's your credit like?Osman Adegoke · Jul 20, 7:36 AM
680-720. Salary $82K.AI assistant · Jul 20, 7:36 AM
Solid. What's the property target and down?Osman Adegoke · Jul 20, 7:36 AM
~$540K, $95K down.AI assistant · Jul 20, 7:36 AM
That's 17.6% down. Insured mortgage — very competitive rates. Payment on $445K ~$2,450/mo.Osman Adegoke · Jul 20, 7:36 AM
OK. What about job — I switched companies 4 months ago.AI assistant · Jul 20, 7:36 AM
Lenders like 3+ months in your current job. You're just past that. Same industry?Osman Adegoke · Jul 20, 7:36 AM
Yes.AI assistant · Jul 20, 7:36 AM
That helps. Marcus Okoye handles Toronto + NTC files. Can I connect you?Osman Adegoke · Jul 20, 7:36 AM
Yes.AI assistant · Jul 20, 7:36 AM
Marcus will call osman.a@outlook.com and +14165550223 within 4 hours.